So you have finally purchased that 19th century farm house that you have always pictured yourself living in the problem is how do you finance the restoration? It is easy to get mortgages for the value of the home even a little extra if you have a good credit rating but today a renovation can cost more than the original purchase price of the property.

So you need some money for unexpected expenses. The roof took on a leak, the deck rotted through and a new family addition tightened living space.